This couple's credit could have torn them apart. Now they're living the American dream.
True
Capital One

When Cashia and Terrance Bryant first met, they knew they had something special. But Cashia was keeping something important from her man.

Photo courtesy of the Bryants.

The couple, who has now been married for two years, connected very quickly. After a short time together, they knew that their love was real, (even though they still argue about who said "I love you" first).


However, before they could take their relationship to the next level, Cashia had to come clean about something that had been worrying her since the start of their relationship — her bad credit.

“I didn't tell you for a long time because I was so scared you were gonna run," Cashia admits to Terrance.

Cashia's bad credit has been following her since she was 18-years-old.

Photo via Welcometoterranova.

As a 42-year-old woman, Cashia knows how to build up and retain good credit. But when the family therapist was 18 years old, she had no idea what responsibility came with owning a credit card. She also racked up some considerable student loans.

Unfortunately, that has affected Cashia's credit up until this day.

And she's not only one with credit issues. Terrance's credit isn't where he'd like it to be either, and when he has money, a good portion of it goes to supporting his 17-year-old daughter, Ty'asia.

The couple's been making progress, though, because they have a major goal ahead of them. They want to own a house by next year.

Photo via Welcometoterranova.

At first, this goal seemed completely insurmountable. How could two (now successful) people with low credit afford to own their own place?

In order to get to on the right path, Cashia and Terrance had to take a long look at their finances and make the decision to save rather than spend. It's easier said than done, and considering where they're at in their lives — with so many expenses that need to be taken care of right now — it sometimes felt like they were chasing an impossible dream.

While it took hard work and patience, the Bryants are now much closer to making their dream a reality.

Here's how they're doing it:

First, the couple dissected how much money they bring in versus how much goes out each month. Based on that information, Cashia created an aggressive budget for the pair — one that cuts down on spending while still allowing them to have a little fun as they save for a down payment.

As they get into the habit of saving, they're crafting a future in which making wise financial decisions comes easily and naturally to them.

Due to their lower credit scores, the Bryants may have to put more money down on the house they eventually choose, but thanks to their financial planning efforts, that's no longer an insurmountable task.

Ultimately, the process of buying a house is bringing the couple closer together. While the decisions that they've had to make have been difficult, sharing this mutual goal is like a recommitment to each other.

And all their planning and saving has made it possible for them to afford a down payment on a house next year. With that hurdle behind them, they can now pursue their greater goal beyond home ownership.

"We want our own family," says Cashia "I want our baby to experience a home."

"It took both of us," Terrance beams. "I'm glad we found each other."

To learn more about the Bryant's journey to homeownership, check out this video:

Courtesy of Macy's

Brantley and his snowman

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"Would you like to build a snowman?" If you asked five-year-old Brantley from Texas this question, the answer would be a resounding "Yes!" While it may sound like a simple dream, since Texas doesn't usually see much snow, it seemed like a lofty one for him, even more so because Brantley has a congenital heart disease.

On Dec. 11, 2019, however, the real Macy's Santa and his two elves teamed up with Make-A-Wish to surprise Brantley and his family on his way to Colorado where there was plenty of snow for him to build his very own snowman, fulfilling his wish as part of the Macy's Believe campaign. After a joy-filled plane ride where every passenger got gift bags from Macy's, the family arrived in Breckenridge, Colorado where Santa and his elves helped Brantley build a snowman.

Brantley, Brantley's mom, and Santa marveling at their snowmanAll photos courtesy of Macy's

Brantley, who according to his mom had never actually seen snow, was blown away by the experience.

"Well, I had to build a snowman because snowmen are my favorite," Brantley said in an interview with Summit Daily. "All of it was my favorite part."

This is just one example of the more than 330,000 wishes the nonprofit Make-A-Wish have fulfilled to bring joy to children fighting critical illnesses since its founding 40 years ago. Even though many of the children that Make-A-Wish grants wishes for manage or overcome their illnesses, they often face months, if not years of doctor's visits, hospital stays and uncomfortable treatments. The nonprofit helps these children and their families replace fear with confidence, sadness with joy and anxiety with hope.

It's hardly an outlandish notion — research shows that a wish come true can help increase these children's resiliency and improve their quality of life. Brantley is a prime example.

"This couldn't have come at a better time because we see all the hardships that we went through last year," Brantley's mom Brandi told Summit Daily.

Brantley playing with snowballs

Now more than ever, kids with critical illnesses need hope. Since they're particularly vulnerable to disease, they and their families have had to isolate even more during the pandemic and avoid the people they love most and many of the activities that recharge them. That's why Make-A-Wish is doing everything it can to fulfill wishes in spite of the unprecedented obstacles.

That's where you come in. Macy's has raised over $132 million for Make-A-Wish, and helped grant more than 15,500 wishes since their partnership began in 2003, but they couldn't have done that without the support of everyday people. The crux of that support comes from Macy's Believe Campaign — the longstanding holiday fundraising effort where for every letter to Santa that's written online at Macys.com or dropped off safely at the red Believe mailbox at their stores, Macy's will donate $1 to Make-A-Wish, up to $1 million. New this year, National Believe Day will be expanded to National Believe Week and will provide customers the opportunity to double their donations ($2 per letter, up to an additional $1 million) for a full week from Sunday, Nov. 29 through Saturday, Dec. 5.

There are more ways to support Make-A-Wish besides letter-writing too. If you purchase a $4 Believe bracelet, $2 of each bracelet will be donated to Make-A-Wish through Dec. 31. And for families who are all about the holiday PJs, on Giving Tuesday (Dec. 1), 20 percent of the purchase price of select family pajamas will benefit Make-A-Wish.

Elizabeth living out her wish of being a fashion designer

Additionally, this year's campaign features 6-year-old Elizabeth, a Make-A-Wish child diagnosed with leukemia, whose wish to design a dress recently came true. Thanks to the style experts at Macy's Fashion Office and I.N.C. International Concepts, only at Macy's, Elizabeth had the opportunity to design a colorful floral maxi dress. Elizabeth's exclusive design is now available online at Macys.com and in select Macy's stores. In the spirit of giving back this holiday season, 20 percent of the purchase price of Elizabeth's dress (through Dec. 31) will benefit Make-A-Wish.You can also donate directly to Make-A-Wish via Macy's website.

This holiday season may be a tough one this year, but you can bring joy to children fighting critical illnesses by delivering hope for their wishes to come true.

Usually when we share a story of a couple having been married for nearly five decades, it's a sweet story of lasting love. Usually when we share a story of a long-time married couple dying within minutes of each other, it's a touching story of not wanting to part from one another at the end of their lives.

The story of Patricia and Leslie "LD" McWaters dying together might have both of those elements, but it is also tragic because they died of a preventable disease in a pandemic that hasn't been handled well. The Michigan couple, who had been married for 47 years, both died of COVID-19 complications on November 24th. Since they died less than a minute apart, their deaths were recorded with the exact same time—4:23pm.

Patricia, who was 78 at her passing, had made her career as a nurse. LD, who would have turned 76 next month, had been a truck driver. Patricia was "no nonsense" while LD was "fun-loving," and the couple did almost everything together, according to their joint obituary.

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Courtesy of Macy's

Brantley and his snowman

True

"Would you like to build a snowman?" If you asked five-year-old Brantley from Texas this question, the answer would be a resounding "Yes!" While it may sound like a simple dream, since Texas doesn't usually see much snow, it seemed like a lofty one for him, even more so because Brantley has a congenital heart disease.

On Dec. 11, 2019, however, the real Macy's Santa and his two elves teamed up with Make-A-Wish to surprise Brantley and his family on his way to Colorado where there was plenty of snow for him to build his very own snowman, fulfilling his wish as part of the Macy's Believe campaign. After a joy-filled plane ride where every passenger got gift bags from Macy's, the family arrived in Breckenridge, Colorado where Santa and his elves helped Brantley build a snowman.

Brantley, Brantley's mom, and Santa marveling at their snowmanAll photos courtesy of Macy's

Brantley, who according to his mom had never actually seen snow, was blown away by the experience.

"Well, I had to build a snowman because snowmen are my favorite," Brantley said in an interview with Summit Daily. "All of it was my favorite part."

This is just one example of the more than 330,000 wishes the nonprofit Make-A-Wish have fulfilled to bring joy to children fighting critical illnesses since its founding 40 years ago. Even though many of the children that Make-A-Wish grants wishes for manage or overcome their illnesses, they often face months, if not years of doctor's visits, hospital stays and uncomfortable treatments. The nonprofit helps these children and their families replace fear with confidence, sadness with joy and anxiety with hope.

It's hardly an outlandish notion — research shows that a wish come true can help increase these children's resiliency and improve their quality of life. Brantley is a prime example.

"This couldn't have come at a better time because we see all the hardships that we went through last year," Brantley's mom Brandi told Summit Daily.

Brantley playing with snowballs

Now more than ever, kids with critical illnesses need hope. Since they're particularly vulnerable to disease, they and their families have had to isolate even more during the pandemic and avoid the people they love most and many of the activities that recharge them. That's why Make-A-Wish is doing everything it can to fulfill wishes in spite of the unprecedented obstacles.

That's where you come in. Macy's has raised over $132 million for Make-A-Wish, and helped grant more than 15,500 wishes since their partnership began in 2003, but they couldn't have done that without the support of everyday people. The crux of that support comes from Macy's Believe Campaign — the longstanding holiday fundraising effort where for every letter to Santa that's written online at Macys.com or dropped off safely at the red Believe mailbox at their stores, Macy's will donate $1 to Make-A-Wish, up to $1 million. New this year, National Believe Day will be expanded to National Believe Week and will provide customers the opportunity to double their donations ($2 per letter, up to an additional $1 million) for a full week from Sunday, Nov. 29 through Saturday, Dec. 5.

There are more ways to support Make-A-Wish besides letter-writing too. If you purchase a $4 Believe bracelet, $2 of each bracelet will be donated to Make-A-Wish through Dec. 31. And for families who are all about the holiday PJs, on Giving Tuesday (Dec. 1), 20 percent of the purchase price of select family pajamas will benefit Make-A-Wish.

Elizabeth living out her wish of being a fashion designer

Additionally, this year's campaign features 6-year-old Elizabeth, a Make-A-Wish child diagnosed with leukemia, whose wish to design a dress recently came true. Thanks to the style experts at Macy's Fashion Office and I.N.C. International Concepts, only at Macy's, Elizabeth had the opportunity to design a colorful floral maxi dress. Elizabeth's exclusive design is now available online at Macys.com and in select Macy's stores. In the spirit of giving back this holiday season, 20 percent of the purchase price of Elizabeth's dress (through Dec. 31) will benefit Make-A-Wish.You can also donate directly to Make-A-Wish via Macy's website.

This holiday season may be a tough one this year, but you can bring joy to children fighting critical illnesses by delivering hope for their wishes to come true.

via Twins Trust / Twitter

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Simon and Graeme Berney-Edwards, a gay married couple, from London, England both wanted to be the biological father of their first child.

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via Elliot Page / Instagram

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Page made the announcement on social media where he celebrated the joy of coming out while taking the opportunity to discuss the issues faced by the transgender community.

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